Don’t Let This Haunt You Forever…

Today, more than ever, people are looking into buying a home for the first time. However, let’s face it; most people do not have perfect credit.

Either you defaulted on your student loans, missed some payments or have been out of work for a long time; things happen. However, no matter what your situation may have been, it’s up to you to fix it.

If you have a bad credit score your interest rate is going to be higher and if you have a higher interest rate, then you are going to be paying more upfront and in the long term. This analogy alone can discourage a lot of people from buying a home.

Instead of brushing it off and telling people to sign up for a loan that is going to haunt them and may potentially have them default, you can easily send them to a credit repair agency.

Sending your future clients to a credit repairing agency is a good idea because it will build trust and have them, potentially, sign a larger loan in the future. Also, credit reporting agencies have been known to fix credit in just a few months, so the client with a credit score in question might possibly return.

As consumers our credit reports are as unique as our DNA. No two reports are ever identical, so assessing a timeline for score increase on a general basis is nearly impossible. Next, it is vital to understand as industry professionals and consumers that no CRO can facilitate a score increase without their client’s participation. Simply removing negative entries does not necessarily mean the scores will improve. Credit repair is a team sport and without the consumer maintaining a healthy mix of positive credit being used properly, the entire repair in the world won’t mean a hill of beans!

That all being said, if all parties work together and follow through on their action plan, very positive results can be seen within 45 days. At that time, there may be a clearer picture of the barriers to success. Most CRR clients that follow our direction and work with us, accomplish their goal of being ‘mortgage ready’ from a credit perspective in approximately 3-6 months.

If You Have Any Questions Regarding The Lending Process & How Loans Work, Talk To Us!

We Offer A Free One Hour Consultation To Everyone & Will Address Any Questions You Might Have About Your Credit, Mortgage, New Homes In The Area Or Even Finding Out If You Qualify.

 It’s Worth A Shot – Call Us Today!

+1 (714) 361-1400

www.ArborFinancialGroup.Net